Summer is the perfect time for fun and adventure, be it a trip to the beach, a road trip with friends, or simply spending time outdoors. Having a reliable smartphone is important: it allows you to capture stunning photos, stay connected, and enjoy entertainment wherever you go.

If your current device can’t keep up, it might be time for an upgrade. However, buying a new phone can be a challenge, especially with all the other costs that come with planning trips and outings. Fortunately, Home Credit  is making it easier and more affordable to upgrade your device with Swakto Summer.

Through Swakto Summer deals, you can take advantage of flexible installment plans with as low as 0% interest and zero down payment. This makes it possible for you to own a new smartphone for as low as Php 29 per day, with no need to worry about a big upfront cost.

Applying is simple. Just bring one valid ID to any Home Credit-supported store, and if eligible, you can get approved in as fast as one minute. This special offer is available at over 15,000 Home Credit partner stores in more than 75 provinces across the country.

One of Home Credit’s recommended picks is the Samsung Galaxy A55. It boasts a triple rear camera setup that consists of a 50-megapixel main camera with OIS,12-megapixel ultrawide camera, and 5-megapixel macro camera, along with a 32-megapixel selfie shooter.

The Galaxy A55 packs a 5000mAh battery that can keep up with your summer activities, and you get an Exynos 1480  processor with 8GB RAM for smooth multitasking and 256GB of storage for storing all your favorite photos and videos. You also get an IP67 rating that’s perfect for the beach and the outdoors. Priced at Php 24,990, the Galaxy A55 is available through Home Credit for as low as Php 1,068 per month for 18 months—or just Php 36 per day.

Another great pick is the Vivo V40. It features a massive 5500mAh battery that helps minimize downtime. It’s powered by Snapdragon 7 Gen 3 mobile platform and has 12GB RAM, ensuring you a fast and seamless experience whether you’re navigating, multitasking, or simply staying connected. With 256GB of storage, there’s more than enough room for apps, photos, and videos.

The V40 shines with its  ZEISS camera system that consists of a 50-megapixel ultrawide camera, 50-megapixel main camera with OIS, and a 50-megapixel selfie shooter. The V40 also has an IP68 allowing it to survive water exposure of up to 1.5 meters for 30 minutes. Priced at Php 25,999, the V40 is available through Home Credit for as low as Php 1,112 per month for 18 months or just Php 37 per day.

Moving to OPPO’s offerings, the Reno 13 F 5G is a great option with its 5800mAh battery designed for all-day use, It’s rear camera system consists of 50-megapixel main camera with OIS,8-megapixel ultrawide camera, and 2-megapixel macro camera, along with a 32-megapixel selfie shooter to make it easy to capture everything from scenic landscapes to small details.

Powering it is a Snapdragon 6 Gen 1 processor that’s paired with 12GB RAM and 256GB internal storage for reliable and responsive experience every day. You get an IP69 rating and an all-around armor body that helps protect it from accidental drops and bumps during your trips. Priced at Php 22,999, the Reno13 F 5G is available through Home Credit for as low as Php 979 per month for 18 months or just Php 33 per day.

Next on the list is Xiaomi with their Redmi Note 14 Pro+. It boasts a high-resolution 200-megapixel main camera with OIS, along with an 8-megapixel ultrawide camera and 2-megapixel macro camera, making them perfect for capturing everything from sweeping beach views to intricate travel details. A 20-megapixel front camera also ensures sharp, share-worthy selfies.

You also get 6.67-inch AMOLED display with 1.5K resolution for vibrant visuals, and is powered by a Snapdragon 7s Gen 3 processor paired with 12GB RAM and 256GB internal storage, offering a fast and seamless experience throughout your summer adventures. It has an IP68 rating to withstand splashes and unexpected summer elements, while its 5110mAh battery is built to last all day–and topping it up is easy with support for 120W HyperCharge. Priced at Php 22,999, the Xiaomi Redmi Note 14 Pro+  is available through Home Credit for as low as Php 979 per month for 18 months or just Php 33 per day.

Another good phone option for the summer is the realme 13+, which uses a tried and tested LYT-600 sensor for the main camera that captures stunning, detailed photos of every moment—from vibrant sunsets to breathtaking views during your adventures.  Its 16-megapixel selfie camera ensures that you’ll always have crystal-clear selfies to share with friends and family.

Powered by the Dimensity 7300 that’s paired with 12GB RAM and 256GB storage, the realme 13+ handles multitasking effortlessly while giving you plenty of room for your photos, videos, and apps. You also have a 5000mAh battery to guarantee you all-day power. Retailing at Php 19,999, the realme 13+ is available through Home Credit for as low as Php 855 per month for 18 months or just Php 29 per day.

Rounding up the picks for Home Credit Swakto Summer is the the Apple iPhone 13, which delivers reliable performance and premium features for all your adventures. Equipped with the powerful A15 Bionic chip, the iPhone 13 ensures smooth multitasking, efficient power management, and swift navigation throughout your daily adventures. Its dual-camera system, featuring 12-megapixel wide and ultrawide cameras, captures stunning photos and videos, while the 12MP front camera is perfect for crisp selfies with friends or family.

The iPhone 13 also offers an exceptional viewing experience with its Super Retina XDR display, and its long-lasting battery ensures you won’t miss a moment during your full day of activities. With 128GB of storage, you’ll have ample space to store all your favorite memories, and its IP68 rating offers added protection against splashes, water, and dust. At Php 28,990, the iPhone 13 is available through Home Credit for as low as Php 1,036 per month for 24 months—or just Php 35 per day.

With Home Credit’s Swakto Summer deals, enjoy flexible installment plans with as low as 0% interest and zero down payment, making it easier to experience a smoother, more exciting summer with a smartphone built for all your adventures.

For fast pre-approval of product installments, download the Home Credit App from Google Play, the App Store, or Huawei AppGallery. You can also visit Shoppingmall.ph to locate the nearest partner store where your preferred smartphone is available and discover more Swakto Summer offers from Home Credit.